Sustainable Building Manitoba

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  • Research Incentives and Rebates

    Step 2: Research & Apply to Financing Programs
    • On this page: Explore financing options that can help cover the upfront cost of window and door upgrades. 
      • Learn how Manitoba Hydro’s Home Energy Efficiency Loan (HEEL) works, what qualifies, who is eligible, and what to consider when comparing HEEL with private financing options.
    • Jump to: Manitoba Hydro Home Energy Efficiency Loan (HEEL) | Other Financing Options

    If upfront costs are a barrier, you have choices ranging from convenient utility loans to specialized private financing. 
    If you are applying as a low-income-based household or as part of an Indigenous community, you may also qualify for other rebate programs through Efficiency Manitoba that may cover eligible upgrades without requiring a loan or repayment.

    • Before you start: 
      If you plan to use the Home Energy Efficiency Loan (HEEL), you must apply and receive approval before purchasing or starting any work.
      Applications submitted after work begins will not be accepted.
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    Pro Tip!

    You can combine the HEEL with the Efficiency Manitoba Windows & Doors Rebate. The loan can help cover upfront costs, while the rebate after installation to help offset the balance.

    Manitoba Hydro — Home Energy Efficiency Loan (HEEL)

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    Pro Tip!

    Eligible window and door financing can include the cost of qualifying products and their installation. Labour by itself is not eligible.
    For DIY projects, the homeowner's own labour cannot be financed; only qualifying materials and equipment are eligible.

    🔗Check to see if you qualify: Manitoba Hydro — Home Energy Efficiency Loan (HEEL)

    Other Financing Options: Private Financing & Bank "Green Loans"

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    Pro Tip!

    Private financing can be convenient, but interest rates, fees, repayment periods, and approval requirements vary widely.

    Some contractor or retailer financing options may cost more over time than Manitoba Hydro’s Home Energy Efficiency Loan (HEEL) or a traditional bank loan.

    Always compare the total cost of borrowing, including interest, fees, penalties, and whether you can repay the loan early without extra charges. 

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    Step 1: Research & Apply to Rebate Programs
    Step 1: Explore Key Window Components & Features Affecting Energy Efficiency
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