Critical timing requirement: Apply for HEEL financing and receive approval before purchasing any materials or starting any work. Your contractor submits the HEEL application on your behalf — confirm they are a registered Manitoba Hydro HEEL participating supplier before committing to any project.

For full details, visit Manitoba Hydro — Home Energy Efficiency Loan.

The Home Insulation Rebate and Home Energy Efficiency Loan (HEEL) financing can be combined for the same project — the rebate reduces your insulation cost and HEEL finances the remainder.

This combination makes significant insulation upgrades accessible with no upfront payment and manageable monthly repayments that are typically offset by energy savings.

Confirm this combination with your contractor before starting the application process.